What is Pine AI?
Pine AI is a consumer "life admin" agent, founded in 2024, that acts on a user's behalf rather than just giving advice. Described by its own team as "like ChatGPT but able to make calls, email, and use a computer to finish tasks," Pine calls internet providers, banks, airlines, and insurers directly to negotiate lower bills, cancel unwanted subscriptions, dispute charges, and request refunds, then keeps following up until there's a real outcome.
It's available as iOS, Android, and desktop (Mac/Windows) apps, plus a Voice API and a business tier, and reports an average of 270 minutes saved and a 93% negotiation success rate across users.
Key features
- Makes real outbound phone calls to companies to negotiate, cancel, or dispute on your behalf
- Persistent follow-up that keeps escalating and tracking a task until it's resolved
- Automatic subscription discovery and cancellation
- Batch calling to handle several tasks or providers in parallel (Plus and higher)
- Available as chat, iOS/Android apps, and desktop apps for Mac and Windows
- Business negotiation support built into every paid plan, with no extra per-call fee
How to get started
- Download the Pine app or open it on desktop
- Describe the problem, such as a bill, subscription, or dispute
- Let Pine plan, call, or email the relevant company on your behalf
- Track progress and get notified as Pine escalates or resolves the issue
- Approve any settlement or refund Pine negotiates before it's finalized
Pine AI pricing
Pine has a free tier, then Plus at $99.90/month (20,000 credits, roughly 20-106 tasks, batch calling up to 5), Max at $174.90/month (35,000 credits, batch calling up to 10), and a limited-time Team plan at $291.60/month (60,000 credits, batch calling up to 20), all billed annually with monthly billing also available. Custom Enterprise pricing exists for businesses.
| Plan | Price | Best for |
|---|---|---|
| Free | $0 | Trying basic tasks and calls |
| Plus | $99.90/mo (annual) | Daily personal use with regular calls and negotiations |
| Max | $174.90/mo (annual) | Intense usage with more batch calling |
| Team | $291.60/mo (annual) | Small teams needing higher volume |
Our take: Unlike most "AI assistant" apps that only draft messages for you, Pine actually places the phone call and stays on the case until a real-world outcome — a refund, cancellation, or lower bill — is achieved.
Prices verified 2026-09. Plans change often — confirm on the official site above before you buy.
Use cases
- Cancelling forgotten subscriptions without hunting down cancellation flows
- Negotiating internet, phone, or insurance bills down without waiting on hold
- Disputing incorrect charges or requesting refunds from airlines and retailers
- Handling repetitive customer-service calls and follow-ups on autopilot
Pine AI vs. alternatives
| Tool | How it compares |
|---|---|
| Pine AI | A consumer AI agent that makes real phone calls and emails to negotiate bills, cancel subscriptions, dispute charges, and follow up until the issue is resolved. |
| Merlin | Merlin is a browser-based AI chat assistant that drafts answers but doesn't place real phone calls. |
| DoNotPay | DoNotPay focuses narrowly on legal/consumer-rights paperwork rather than live negotiation calls. |
| Rocket Money | Rocket Money tracks and helps cancel subscriptions but doesn't make autonomous negotiation calls itself. |
FAQ
Is Pine AI free to use?
Pine AI's plans: Free trial; Plus $99.90/mo, Max $174.90/mo, Team $291.60/mo (billed annually). Pricing and free-tier limits change over time, so check the official site above for the latest details.
What is Pine AI used for?
A consumer AI agent that makes real phone calls and emails to negotiate bills, cancel subscriptions, dispute charges, and follow up until the issue is resolved.
Who is Pine AI best for?
Pine AI is a good fit for cancelling forgotten subscriptions without hunting down cancellation flows, or negotiating internet, phone, or insurance bills down without waiting on hold.
What are the alternatives to Pine AI?
Commonly compared alternatives include Merlin, DoNotPay, and Rocket Money, see the comparison above for how they differ.
How much does Pine AI cost?
Pine AI offers a free tier to try it, with paid plans starting around $99.90/month (Plus, billed annually) up to $291.60/month for the Team tier; custom Enterprise pricing is available for businesses.
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MLast updated: 2026-09 · Reviewed by AIKetra editors · How we evaluate tools · Embed a Featured badge